Casarates | Cookies Policy – Transparency & Control

What is a Cookie?

A cookie is a small text file that a website stores on your device (computer, tablet, smartphone) when you visit it. Cookies allow the website to remember your actions and preferences (such as language, currency, or simulation data) over a period of time, so you don't have to re-enter them whenever you return to the site or browse from one page to another.

Cookies We Use

Cookie / ID	Type	Purpose	Duration	Controller
session_id	Technical	Maintains user session and remembers your simulation choices (loan amount, region, etc.)	Session	Casarates
cookie_consent	Technical	Stores your cookie preferences (accept / reject non-essential cookies)	12 months	Casarates
language_pref	Personalisation	Remembers your preferred language (English / Spanish / French)	12 months	Casarates
analytics_id	Analytics	Anonymous user behaviour analysis to improve our services (page views, simulator conversions)	26 months	Casarates
last_visit	Analytics	Records the date of your last visit to optimise user experience	12 months	Casarates

Purposes of Cookies

Technical cookies (strictly necessary): Essential for the functioning of the website. They allow you to navigate and use our mortgage simulators and cost estimators. Without these cookies, core features cannot be provided.
Personalisation cookies: Remember your preferences (language, property type, amounts entered) to facilitate future visits.
Analytics cookies: Help us understand how users interact with the site (pages visited, session duration, conversion rates of simulation tools). Data is processed anonymously and in aggregate.

Legal Basis & Consent

In accordance with EU regulations (GDPR and ePrivacy Directive), technical cookies necessary for the provision of the service do not require your prior consent. However, personalisation and analytics cookies require your explicit consent, which we collect via our cookie banner when you first visit our website.

Your rights: You may change your cookie preferences at any time by clicking the "Cookie Settings" link in the footer, or by configuring your browser as described below.

Managing Cookies – Browser Settings

You can configure your browser to accept, reject, or notify you before a cookie is stored. Most browsers accept cookies by default, but you can modify these settings. Please note that disabling technical cookies may affect the proper functioning of certain parts of the website (e.g., calculators).

Browser-specific instructions:

Google Chrome

Settings → Privacy and security → Cookies and other site data

Mozilla Firefox

Options → Privacy & Security → Cookies and Site Data

Safari

Preferences → Privacy → Cookies and website data

Microsoft Edge

Settings → Cookies and site permissions → Manage cookies

Retention Period

Cookies stored on your device have a maximum lifespan of 13 months (or 26 months for analytics in anonymised form) as per the recommendations of the Spanish Data Protection Agency (AEPD) and the CNIL. Beyond this period, browsing data is deleted or anonymised.

Third-party Cookies

Our website may contain links to partner sites or integrate third-party services (such as Calendly for appointment scheduling, Google Analytics for analytics). These services may place their own cookies. We do not control these third-party cookies and encourage you to review their respective privacy and cookie policies.

Currently, the main third-party services integrated on our site are:

Google Analytics: For anonymous audience measurement (you can opt out via the Google Analytics opt-out add-on).
Calendly: For booking appointments – see Calendly's cookie policy.

Last updated: May 1, 2026

For any questions regarding our Cookies Policy: privacy@casarates.com

Supervisory authority: Spanish Data Protection Agency (AEPD) – www.aepd.es