Casarates | Limitation of Liability

IMPORTANT LIMITATION OF LIABILITY

The calculations and projections established by Casarates, which appear in the sections "Mortgage Consulting", "Mortgage Brokerage", "Valuation", "Calculators" and "Economic Studies", have been prepared and communicated based on sources considered reliable.

However, Casarates does not guarantee the accuracy, completeness or full timeliness of the information contained herein.

Strictly Informational Nature

The documents, in any written or audiovisual format, are strictly informational and are intended exclusively for individuals and real estate agencies. They do not constitute a financial or investment service, nor a personalised recommendation for buying, selling, financing or investment strategy. Each user is responsible for their own decisions and investments.

The valuations, projections and opinions included herein are based on market assumptions and information available on the date of the report. Such assumptions may vary, which could significantly affect the estimated results.

Financial Institution Decisions

Casarates does not guarantee under any circumstances the success of purchase or financing operations based on the content of the website. Ultimately, banks and financial institutions may require and apply their own criteria as the basis for granting loans or mortgages.

Furthermore, the content of the website should not be used for accounting, tax, regulatory or financial guarantee purposes without appropriate independent validation. The tax and financial situation of each client is unique, so it is recommended to consult legal, tax or financial advisors before making any investment or purchase decision.

Disclaimer of Liability

Casarates and its collaborators assume no responsibility for direct or indirect losses arising from the use of this website or the interpretation of the information it contains.

Total or partial reproduction, distribution or transfer of this report without the express written authorisation of Casarates is prohibited.

Annex: Relevant Risks in the Real Estate Market

Property valuation is subject to multiple external factors that can significantly affect the market value of a property, including:

Macroeconomic conditions

GDP evolution, inflation and unemployment rates

Interest rates

Rising financing costs reduce housing demand

Limited liquidity

Properties cannot always be sold quickly or at the estimated value

Real estate market cycles

Expansion or recession phases in the sector

Tax and regulatory environment

Changes in taxes (IBI, ITP, IRPF) or urban planning regulations

Financial crises

Credit restrictions and falling prices in times of instability

Geopolitical factors

Wars, political instability or energy crises affecting market confidence

Local conditions

Neighbourhood development, infrastructure, public services and security

Demographics and demand

Population changes, migration or housing trends

Unforeseen events

Natural disasters, pandemics or other extraordinary factors

Final warning: Projections and valuations are estimates based on statistical models and do not constitute a guarantee of future results. It is always recommended to consult with specialised professional advisors before making investment or financing decisions.

Last updated: May 1, 2026

This document complements our Legal Notice and General Terms of Use